Tom Hughes, CMBCo-Founder
areas of expertise
  • Past President of Mortgage Bankers
  • Certified Mortgage Banker
  • National winner of “Freddie Mac’s Loan Prospector Service Award” 
  • Commercial Lending
  • Credit Analysis
  • Strategic Planning
  • Loan Origination
  • BS, Western Kentucky University
  • Graduate of the School of Mortgage Banking

Tom is a co-founder and president of Mortgage Insource Services, LLC. Tom has been labeled a “visionary” in the mortgage industry. His 40 years in banking (with a specialization in the secondary market both in origination and servicing) gives him an unusually broad base of experience.

Tom is a Certified Mortgage Bankers in Kentucky and a national winner of “Freddie Mac’s Loan Prospector Service Award”.

Prior to his current position, he led another organization in being the first bank in Kentucky to originate an automated underwritten loan through Freddie Mac’s system. Hughes’ prior experience includes President of South Central Bancshares’ Mortgage Division, President of Commonwealth Bank and Trust Mortgage Division and President of The Bank Mortgage Network.

Throughout his career, Mr. Hughes has been a strong advocate of specialized staff training to increase efficiency. He served on Freddie Mac’s National Advisory Board for community lenders, Mortgage Currency’s Advisory Board, and is the President of Mortgage Bankers Association of Kentucky. Tom has been a speaker at the national and state level on topics relating to the mortgage industry and has taught banking and real estate at the college level.

Mr. Hughes holds a Bachelor of Arts and Master of Science degrees, from Western Kentucky University. He is also a graduate of the School of Mortgage Banking.

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