In the early 2000’s, Sonja worked with commercial banking/lending in Colorado. During the past 12 years, she processed loans in various states supporting QM and non-QM investors for commercial and residential. With pivotal changes in mortgage industry standards after the foreclosure crisis and recession years, her most important concern was compliance to help borrower’s obtain and keep long-term regulatory lending and residential housing. She’s worked with multiple investors and supported obligatory guidelines for specific credit requirements to meet borrower’s debt with qualifying loan scenarios. Sonja considers the mortgage industry to be critical and appreciates seeing economic growth in recent years.